18+ Guide To Betting On NFL Playoff Odds
Bet On NFL Playoff Futures At 18 All Season Long- The NFL Playoffs Begin January 10, 2026
The National Football League is the most watched of all professional sports in the United States and attracts tons of action at sports betting sites. Things really get cooking once the postseason begins, and everything is on the line for the players and the fans. This guide to betting on NFL Playoffs odds for 18 and older lets you know how and where to wager legally across the country.
Because venues that allow for 18-year-old bettors to participate in the action are few and far between, online is where it’s at for NFL Playoff betting odds, and we’ve got the best sportsbook sites on the web compiled for you below. You’ll also find examples of the playoff futures odds that are available, as well as some tips and tricks for 18+ patrons to gain an edge on NFL sportsbooks.
Is It Legal To Bet On The NFL Playoffs At 18 Years Old?
Yes. In the USA, several states regulate domestic sportsbooks, but not many allow 18, 19, or 20-year-old patrons to participate in NFL Playoff betting. However, international sports betting sites like the ones featured in the table below accept bets from over-18 customers in the US over the Internet because there are no laws in place that say they can’t.
Therefore, online sportsbooks can offer betting lines on everything from the playoffs to odds on the NFL Draft. Please visit our laws section via our main menu above for further information.
Best 2025 NFL Playoff Betting Sites For Over 18
| Sportsbook | Bonus | USA | Rating | Visit |
|---|---|---|---|---|
 | 50% Bonus Up To $1,000 | 5/5 | Visit SiteReview | |
 | 125% Bonus Up To $3,125 | 4.8/5 | Visit SiteReview | |
 | 25% Bonus Up To $500 | 4.1/5 | Visit SiteReview | |
 | 50% Bonus Up To $250 | 4.2/5 | Visit SiteReview | |
 | 50% Bonus Up To $250 | 4.1/5 | Visit SiteReview |
NFL Playoff Odds
Playoff odds are presented as futures until matchups are determined and game lines are produced. Futures odds refer to betting lines for events that have yet to occur or outcomes that have yet to be determined. NFL futures lines are available for division winners, conference winners, and the eventual Super Bowl champion. Below are a few examples of futures odds.
NFL Divisional Futures
Winning a division means an automatic playoff spot. Here is an example line for the NFC East Champion. The team with the lowest moneyline odds is the favorite to win the division.
NFC East Champion Odds (Example)
- Dallas Cowboys +115
- Washington Commanders +250
- New York Giants +450
- Philadelphia Eagles +500
Conference Futures
Winning the AFC or the NFC will earn the champion a trip to the Super Bowl. These odds reveal the team with the greatest chance to make it to the big game. They also give gamblers an idea of which NFL teams to bet on for making it to the postseason.
AFC Preseason Championship Odds (Example)
- Kansas City Chiefs +260
- Buffalo Bills +600
- Baltimore Ravens +650
- Cleveland Browns +800
- Denver Broncos +1100
- Indianapolis Colts +1200
- Tennessee Titans +1400
- New England Patriots +1500
- Miami Dolphins +1600
- Los Angeles Chargers +1700
- Pittsburgh Steelers +2200
- Las Vegas Raiders +4000
- Jacksonville Jaguars +5000
- New York Jets +5000
- Cincinnati Bengals +5500
- Houston Texans +10000
Super Bowl Futures
The futures odds for the eventual Super Bowl champion look exactly like the AFC and NFC Championship odds, except the list is longer because more teams are in play. Super Bowl futures odds are typically available to bet on year-round, with the first line appearing just after the previous Super Bowl wraps up.
- Philadelphia Eagles +650
- Baltimore Ravens +750
- Buffalo Bills +750
- Kansas City Chiefs +750
- Detroit Lions +900
- San Francisco 49ers +1600
- Washington Commanders +1600
- Los Angeles Rams +1800
- Cincinnati Bengals +2000
- Green Bay Packers +2200
- Los Angeles Chargers +2800
- Minnesota Vikings +2800
- Denver Broncos +3000
- Tampa Bay Buccaneers +3300
- Houston Texans +3500
- Pittsburgh Steelers +3500
- Chicago Bears +4000
- Dallas Cowboys +5000
- Seattle Seahawks +6500
- Miami Dolphins +7000
- Arizona Cardinals +7500
- Atlanta Falcons +8000
- Las Vegas Raiders +10000
- New England Patriots +10000
- Indianapolis Colts +12500
- Jacksonville Jaguars +12500
- Carolina Panthers +15000
- New York Jets +17500
- New York Giants +20000
- Cleveland Browns +25000
- New Orleans Saints +25000
- Tennessee Titans +25000
NFL Playoffs Schedule
- Wild Card Weekend: January 10th-12th, 2026
- Divisional Round: January 17th and 18th, 2026
- Conference Championships: January 25th, 2026
- Pro Bowl: February 1st, 2026
- Super Bowl LX: February 8th, 2026
NFL Playoff Format
Fourteen teams qualify for the Playoffs each year. The first seed in the AFC and NFC will receive a bye during the opening Wild Card Round of the postseason, with the remaining seeds paired off in matchups of 7 vs. 2, 6 vs. 3, and 5 vs. 4. The higher seed will host each game throughout the entirety of the playoffs.
In the Division Round, the one seed will then face the five vs. four winner, with the winners of the other two Wild Card matchups facing each other. The divisional winners then move on to face each other in the AFC Championship Game and NFC Championship Game and battle for a chance to go to the Super Bowl.
Although officially not part of the postseason, the Pro Bowl is played between Conference Championship Sunday and the Super Bowl each year.
NFL Playoff Betting Trends
Homefield advantage is paramount in the NFL, especially in the playoffs. However, that hasn’t been the case in the Wild Card round. While the home team wins over two-thirds of the time in the Divisional and Conference Championship rounds, they lose most often in the first round.
In the Conference Championship Games, the winner usually covers the spread. When we say usually, we mean in excess of 80% of the time. That said, consider betting the spread rather than on each team’s moneyline odds to win if you can win more on a smaller wager.
How To Bet On The NFL Playoffs Online At 18
A handful of US states allow domestic sports betting at the age of 18 via in-person or online/mobile sportsbooks. Most Americans aged eighteen through twenty must become members of an offshore sportsbook site to partake legally.
Luckily, memberships with any of our top-rated 18+ sportsbooks can be created within minutes. Here is how to get started:
- First, browse through each of the online sportsbooks we recommend and consider becoming a member of more than one. This will allow gamblers to shop the lines. Don’t restrict yourself to one pro football book!
- After clicking the join button at the top of any page within the NFL betting site, new users will be prompted to enter profile data and create a sportsbook login.
- Next is the deposit portion of the process, where cryptocurrency and traditional US dollar methods can fund accounts.
- Once the deposit has finished uploading, head over to the football or NFL section of the online sportsbook and place a bet as soon as possible!
NFL Playoff Betting Tips For 18 & Up
Shop The Odds – Belonging to more than one sportsbook site allows under-21 bettors to shop the NFL Playoff odds and find the best payout. If one book has the Dallas Cowboys at +150 and another has them at +200, you’ll want to select the second option to earn a higher payout.
Do Your Homework – Check the historical data for the two teams that are playing each other. Research common opponents, home vs. away performance, the current injury status of each team’s roster, and weather reports. All of these items and more can come into play, so read up before risking any of your bankroll.
Don’t Overindulge On The Underdogs – The moneyline odds placed on underdog teams are incredibly attractive due to their potential for high payouts, but don’t get caught up in the hype. They’re underdogs for a reason, so be careful when betting on them.
Pay Attention To The Home Team – In the NFL, the home team wins 58% of the time. That rate increases to 62% in the playoffs. That’s approaching two out of every three games, folks. Don’t discount the advantage that the home team possesses in NFL Playoff games.
Types Of NFL Playoff Bets
Point Spreads – A positive or negative number that indicates how many points a team will win or lose by. In order for wagers to win, the team you wagered upon must win by more than the spread or lose by less than the spread. Of all NFL bet types, spreads are the most wagered upon.
Moneyline – Allows for gambling on which team will win without concern for anything else. Three-digit odds indicate the chances of each team winning and how much can be earned vs. how much money is risked.
Over/Under – This is the total number of points that oddsmakers believe both teams will combine to score. Money can be risked on whether the final point total will fall above or below the line.
Futures – These are lines that list all teams potentially involved in an outcome and place moneyline odds next to each.
Prop Bets – Anything that occurs within a game’s telecast can be covered by NFL prop bets, from whether it rains in the second half to how many field goals a particular kicker will miss. It can appear in a prop if it happens in the broadcast. There are also a bunch of props for the Super Bowl that cover all aspects of the game.
Live Betting On NFL Playoff Games
Live betting on the NFL Playoffs allows 18, 19, and 20-year-old players to lay some action on the games while they are still in play. In-game wagers can be made on the over/under, money line, or point spread, with odds that update until as late as the fourth quarter.
18+ NFL Playoff Betting Apps
Everything’s gone mobile these days, and so have our top-rated online sportsbooks for 18 and up. They offer the industry’s best 18 and up NFL betting apps and allow for action on playoff games from just about anywhere in the United States.
The entire sportsbook site can be accessed from your handheld Apple or Android smartphone or tablet, and no visit to the Google Play or App Store is required. Just click on one of the sportsbook links in the table above using a current mobile browser, and 18-and-over members will be placing wagers on the NFL Playoffs within seconds.
Bitcoin Sportsbook Payouts And Deposits
Cryptocurrency is quickly establishing itself as the go-to online method of exchange, and Bitcoin (BTC) is the most popular form of crypto on the planet. Sports gambling sites extend benefits for the use of Bitcoin when making a deposit or withdrawal because there are no regulatory obstacles in place to slow down transaction times.
Bitcoin withdrawals can be completed in less than 24 hours, and BTC deposits can be processed quickly, with 18+ customers placing wagers in the sportsbook almost immediately. Don’t take our word for it. Cruise the sites we’ve linked to above and see the benefits of Bitcoin for yourself.
NFL Playoff Sportsbook Bonuses For Eighteen & Over (May 2025)
Sportsbooks offer promotional gambling bonuses when members deposit into their bankrolls. These offers differ from site to site and include terms and conditions, which you should read before accepting.
If played right, these bonuses can equate to real cash that can be used to wager on the NFL’s postseason odds throughout the playoffs, allowing for the potential to bolster bankrolls in time for 18+ Super Bowl betting action.
18-Plus Sportsbook Funding Options
We get it. Cryptocurrency and Bitcoin can be a little intimidating and are not for everyone. Our favorite sites accept a plethora of 18+ banking options that include, but are not limited to, the following:
Deposit Options: Debit Cards, Credit Cards, Cashier’s Checks, Zelle, Money Transfer Services, Wire Transfer, Cryptocurrency (Bitcoin, Bitcoin Cash, Ethereum, Ripple, Cardano (ADA), Tether, Litecoin).
Withdrawal: Wire Transfer, Cashier’s Check, Cryptocurrency* (Only withdrawal option that can be transacted in less than 24 hours of its request).
NFL Playoff Betting Contests
Each January, online sports betting sites create NFL Playoff contests for current members to enter for a chance at a share of a massive jackpot. These NFL Playoffs contests can be free to enter, but the higher the entry fee is, the larger the cash prizes are.
These contests usually include making correct picks on the over/under or point spread on some or all NFL Playoff games, but the rules can vary from site to site. Once the regular NFL season concludes each year, venture over to the top 18 and older pro football sportsbook sites and see what they’re offering.
Are Over-18 NFL Playoff Betting Sites Safe?
The harsh reality is that not all online sportsbooks are reputable. That’s why we insist that you only use the NFL Playoff betting sites that we’ve listed on this page. Each one is included in our 18+ sportsbook reviews page and has passed our exhaustive review process, which includes ensuring industry longevity, accurate payout schedules, a history of solid customer service, and the ability to process millions of dollars in online transactions each day.
We’ve done the homework for you, so if you’re over 18 and itching to lay some action on the Vegas odds, NFL playoffs futures, or Wild Card games, be sure to select one of the premium sites for over 18 members that we link to here.